Business Insurance solutions

Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that take care of property, liability and workers’ compensation, to name a few. While property insurance covers damages to business property and products stored within the premises; liability insurance provides coverage for damages to third parties; and workers’ compensation insurance covers injuries to employees.

Commercial business insurance is an important aspect of any business that cannot be ignored especially if the business premises are leased or rented and even otherwise. Whatever your commercial insurance needs, we can design a protection program that’s right for you.

Business Interruption Insurance

Critical if your business suffers a property loss that could cause the business to slow or close down while repairs are made.

Business Owners Package Insurance

Commonly called a “BOP”, this type of insurance contains many of the coverages needed by most small businesses.

Cargo Insurance

An insurance policy designed to protect against loss of or damage to your goods while they are being transported.

Commercial Auto Insurance

A commercial auto insurance policy is required under most circumstances when the vehicle is used for business purposes and meets certain other requirements.

Commercial Property Insurance

A special type of insurance that covers the company building as well as the contents owned by the company.

Commercial Trucking Insurance

Every trucker/trucking company who operates under their own authority is required to carry primary liability coverage on all owned units and either provide this insurance for their leased vehicles or insure that the leased operator carries it on their own.

Commercial Umbrella Insurance

There may be situations where the limits of your general liability insurance policy may not provide adequate protection, which is where commercial umbrella insurance can provide additional liability protection.

Cyber Liability Insurance

Insurance to protect your business against a cyber security breach.

Directors and Officers Liability Insurance

Provide financial protection for the directors and officers of your company in the event they are sued in conjunction with the performance of their duties as they relate to the company.

Employment Practices Liability Insurance (EPLI)

Otherwise known as EPLI, this type of insurance helps to protect you against claims from your employees that result from the general conduct of your business.

General Liability Insurance

General liability insurance is intended to guard operators and owners of companies from claims that may come from a broad spectrum of sources.

Non-Profit Insurance

Nonprofit organizations need specialized liability coverages custom-designed, exclusively for nonprofit and social service organizations.

Product Liability Insurance

Product liability insurance protects you in case a product you produce or provide causes harm to a user or a user's property.

Professional Liability (Errors & Omissions) Insurance

Protect businesses or individuals in the event that a customer holds your company or business owner responsible for a service that was provided, or failed to be provided, and did not have the expected or intended results.

Restaurant & Bar Insurance

Insurance specific to the unique needs of restaurants and bars.

Surety Bonds

A three-party agreement whereby the surety guarantees to the obligee (the project owner) that the principal (the contractor) is capable of performing the contract in accordance with the contract documents.

Wholesalers & Distributors Insurance

We offer a broad range of coverages that are cost-effective and perfectly tailored for the current business requirements for wholesalers and distributors.

Workers' Compensation Insurance

Protects your business from lawsuits and provide employees with compensation for on-the-job injuries.

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